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Car Insurance Extra Cover

Whichever cover option you choose (see Privilege Cover for details on the different levels of car insurance cover available), Privilege offers a range of additional extras enabling you to tailor your policy to suit your motoring needs.
Full details can be found in the car insurance policy document, but here is a taster of how you can further enhance your car insurance cover:

No Claims Discount (NCD)
  • Because we specialise in insuring safe drivers, we reward you for every claim free year you clock up, up to a maximum of five years.
  • You get a discount of 30% after one year, and this rises up to 65% after 5 years.
  • After 4 years, you are able protect your NCD for a small extra premium. This means that you can make 1 claim in any year or 2 claims in any 3-year period, and you won't lose the discount earned for your previous years of safe driving.

Guaranteed Hire Car
  • Provision of Courtesy cars can depend on availability but, for a small extra premium, with Privilege’s Guaranteed Hire Car option, you can ensure you won’t be off the road even when your car is.
  • We’ll supply a hire car for up to 14 days if your car is unusable or in for repair due to a claim (excluding windscreen damage).
  • Unlike some other insurers, this applies even if your car is stolen or written off.
  • Privilege offer you a guaranteed hire car on a like for like basis, up to a class F, which is the same size as a VW Passat.

Motor Legal Protection
  • Provides up to £100,000 of legal costs to help you recover your uninsured losses which you cannot recover from any other policy. Find out more.

Breakdown Cover
  • Privilege also provides breakdown cover in partnership with Green Flag Motoring Assistance. Available 24-hours a day, 365 days a year, Privilege breakdown cover comes in various options to suit your individual needs.  See Privilege Breakdown for full details of the benefits available.

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The benefits of being with Privilege.

The last thing you need after being involved in an accident is extra stress, so to help give Privilege customers peace of mind, we guarantee any parts and repairs undertaken by one of our approved repairers – for five years.

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Other benefits