Motor Legal Protection

If you have a road traffic accident that is not your fault, you have a right to be able to claim back losses from the driver responsible.

The hourly rate for a qualified solicitor or legal executive’s costs is likely to be in excess of £100 **. For £1.75 per month, our legal protection cover will provide for up to £100,000 of legal costs to help you to recover losses that cannot be claimed from any insurance policy.

Examples may include:

• Compensation for death or Injury
• Your car insurance excess under your comprehensive policy 
• Accident repair costs if you do not have comprehensive cover
• Compensation for damage to your clothes, luggage or personal belongings if you do not have comprehensive cover
• Hire car costs
• Loss of earnings
• And, if your losses can be recovered in full, your no claims bonus will not be affected.

This cover also provides protection for any one else authorised to drive or use the car and for any authorised passengers.

The solicitor acting for you under this cover will handle all aspects of your claim such as locating a specialist should this be necessary as a result of injury resulting from the accident. These costs will be met by this cover. 

The appointed solicitor will operate under Law Society Regulations and, should you choose to appoint one of our solicitor’s, they will also have to operate under our own high service level protocols – ensuring that you receive the professional legal service you would expect.

All in all, aiming to provide you with peace of mind and a hassle free solution when you need it most. 

**Information taken from the 2005 Guide to the Summary Assessment of Costs.  Source: www.courtservice.gov.uk

Privilege Insurance.  Conditions Apply.