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Looking to keep the cost of your
car insurance down?

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If you are looking for cheaper car insurance for you and your car then there are various ways Privilege can help.

We offer three types of car insurance, so depending on your needs and budget, you can find the right cover for you:

  • Third Party Only. This covers you for claims made by other people for bodily injury or damage to either their car or their property. Please call us on 0800 051 6989 if you would like a quote for Third Party Only car insurance.
  • Third Party Fire and Theft. This covers you for claims made by other people for bodily injury or damage to their car and property and if your car is stolen or damaged by fire;
  • Comprehensive cover – includes all of the above, plus cover for accidental damage to your car, personal accident, cover for your personal belongings and medical expenses cover, subject to the limits set out in the policy;

When you get a car insurance quote from Privilege, we will ask you to supply various details, such as the type of car you drive, where you live, who you want to be named on your policy and how long they have been driving. These and the other details you give us, and the cover you choose, will help us calculate a premium for you.

Our aim is to give you the cheapest car insurance we can. To do that, we offer a number of great benefits that you could take advantage of:

  • Named Driver No Claims Discount - named drivers earn their own No Claims Discount to use when they take out their own policy with us
  • Uninsured Driver Promise. Find out more
  • Only Driver Discount - when a second car is insured with both cars only for you to drive
  • 10% multi-car discount - if any additional new car insurance policies are taken out by named drivers or other members of your household. Subject to minimum premium
  • Protected No Claims Discount - for a small extra cost, you can protect your No Claim Discount after 4 years without claiming, allowing you 1 claim in any year or 2 claims in any 3-year period, without losing the discount earned
  • Guaranteed Hire Car – subject to an additional premium, we'll give you a hire car for up to 14 days after yours becomes unusable due to a claim (excluding windscreen damage)

You could also benefit from discounts on your home insurance and breakdown cover if you become a Privilege car insurance policyholder.

With Privilege car insurance, if you make a claim and your car needs repairing and you use one of our recommended repairers we will guarantee the repair work for 5 years, and that your car will be cleaned inside and out.

Our uninsured driver promise also means that if you make a claim for an accident that is not your fault and the driver of the car that hits your car is not insured, you will not lose your No Claims Discount and we will cover your excess.

To find out how Privilege can help you keep the cost of your insurance down, whilst keeping your car on the road, get a car insurance quote today.

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The benefits of being with Privilege.

The last thing you need after being involved in an accident is extra stress, so to help give Privilege customers peace of mind, we guarantee any parts and repairs undertaken by one of our approved repairers – for five years.

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Other benefits