Home contents insurance

It is easy to underestimate the value of the contents of your home. Contents insurance insures you against risks such as fire, theft, storm, flood and vandalism – but it is important to make sure your home contents insurance covers you for the full value of your belongings.

Take a look around your home. Contents insurance should cover the cost of replacing everything from carpets and curtains to your personal belongings. Try working through each room in turn and totting up how much it would cost to replace your possessions if the worst happened. You’ll be surprised at the investment you have made, over and above the cost of your home. Contents insurance should cover you to the full amount, so make sure you are not underinsured.

It may be that you keep some particularly valuable items in your home. Contents insurance will probably cover these, but you need to let your insurer know about them. At Privilege, for example, we like to know about any items (like jewellery or works of art) that are worth over £1,500 each. And if you buy or acquire something like this (for example, an engagement ring) let us know. Contents insurance cover can be adjusted to take the new items into account.

You may want to cover your belongings when they are outside the home. Contents insurance can be enhanced with personal possessions cover, insuring your belongings when you are out and about. Also, let us know if you want to cover your bike or any sports equipment whilst they're away from the home. Contents insurance can usually be tailored to suit your requirements.

With access to all these benefits, why not get a Privilege Home Insurance quote from us today?