Home Owner Insurance

For the home owner, insurance is widely considered a necessity, and if you have a mortgage, buildings insurance is normally a condition of the mortgage lender.

People moving house often buy home owner insurance for their buildings directly from their mortgage provider, but this is not always the best option.  If you have a ‘mortgage linked’ home insurance policy, you may simply renew with your mortgage provider because it feels like the most convenient option. But for a home owner, insurance that is ‘mortgage linked’ may not offer the best combination of price, cover and benefits, so it’s worth shopping around.

Standard benefits for home insurance customers include:

• A 24-hour emergency hotline providing access to round-the-clock advice in the event of a domestic emergency.
• Specially negotiated rates for the qualified tradesmen you require if you need work carried out urgently.
• A policy that is acceptable to major mortgage lenders

In addition, Privilege offers home insurance customers access to a range of exclusive discounts with food, leisure and lifestyle brands.

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