Water water everywhere

In recent years we’ve increasingly seen images of flooded villages and read reports about people that had buildings insurance but not contents insurance, and consequently found themselves in the terrible position of having to find the money to replace their belongings ruined by flood water.

Fortunately the chances of your home being damaged by an environmental flood are just 1 in 2000. In fact, flooding caused by a burst water pipe is much more common and together with fire and theft it’s a very good reason to make sure you have adequate buildings insurance and contents insurance in place.

Privilege buildings insurance cover is based on the actual cost to rebuild your home and any outbuildings and not it’s market value, with up to £1m of cover to put things back the way they were for you. And if you have a household emergency, like storm damage, you can call our free Home Emergency Service to get repairs underway as soon as possible. If you can’t stay in your home, we'll pay for you to stay somewhere else while it’s being fixed.

Our contents insurance cover is what’s known as ‘new-for-old’. Which means that if you make a claim, we won’t just give you today’s value for items that might be a few years old now, we’ll replace them with brand new items same make/model (excludes clothing). And it’s not just the possessions kept in your house that are covered, our home contents insurance covers what’s in your garage and shed too, as well as up to £500 for contents in your garden.

So, if you live in a flood risk area make sure you know where and how you can pick up sandbags and plan how you can move furniture and electrical equipment as high up as possible. And wherever you live, make sure your home insurance is in order today and get a quote from Privilege.

With access to all these benefits, why not get a Privilege Home Insurance quote from us today?