If you’re covered and you know it clap
your hands!

But if you’re unsure about the value of your home insurance cover, or you think you may be underinsured, then it’s time to think about the value of your home contents.

Underinsurance means that the value of your home insurance is less than the value of the home or contents it’s meant to cover. So if you need to claim, you may find that your claim is reduced.

So you can see it’s worthwhile spending a bit of time reviewing your home insurance every now and then (at least once a year before your cover is renewed).

Not sure where to start? Take it room by room and make a list, then think about what’s changed since you last renewed your home insurance:

Has anyone moved in to, or out of your home?
Have you bought (or better still been treated to) any new gadgets or jewellery
Do you have any new furniture?

And if you have children, remember to add in the value of their toys, games, phones … the list goes on … For older children away at University, make sure your home insurance policy covers the belongings they take with them – for example Privilege Home Insurance provides cover up to £5,000.

Then when you’ve done the hard work, put the kettle on and while it’s still fresh in your mind, check the details of our Privilege standard and Platinum cover and get a home insurance quote online

With access to all these benefits, why not get a Privilege Home Insurance quote from us today?